{"id":186,"date":"2024-05-13T17:46:11","date_gmt":"2024-05-13T17:46:11","guid":{"rendered":"https:\/\/www.insurance-life.com\/cms\/?p=186"},"modified":"2024-05-13T17:46:13","modified_gmt":"2024-05-13T17:46:13","slug":"2025-hsa-and-hdhp-limits","status":"publish","type":"post","link":"https:\/\/www.insurance-life.com\/cms\/2025-hsa-and-hdhp-limits\/","title":{"rendered":"2025 HSA and HDHP Limits"},"content":{"rendered":"\n

Each year, the IRS announces inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs).<\/p>\n\n

The following chart shows the HSA and HDHP limits for 2025 as compared to 2024. It also includes the catch-up contribution limit that applies to HSA-eligible individuals who are age 55 or older, which is not adjusted for inflation and stays the same from year to year.<\/p>\n\n\n \n \n \n \n \n \n \n \n
Type of Limit<\/th>\n 2025<\/th>\n 2024<\/th>\n Change<\/th>\n <\/tr>\n
HSA Contribution Limit (Self-only)<\/td>\n $4,300<\/td>\n $4,150<\/td>\n Up $150<\/td>\n <\/tr>\n
HSA Catch-up Contributions (Age 55 or older)<\/td>\n $1,000<\/td>\n $1,000<\/td>\n No change<\/td>\n <\/tr>\n
HSA Contribution Limit (Family)<\/td>\n $8,550<\/td>\n $8,300<\/td>\n Up $250<\/td>\n <\/tr>\n
HDHP Minimum Deductible (Self-only)<\/td>\n $1,650<\/td>\n $1,600<\/td>\n Up $50<\/td>\n <\/tr>\n
HDHP Minimum Deductible (Family)<\/td>\n $3,300<\/td>\n $3,200<\/td>\n Up $100<\/td>\n <\/tr>\n
HDHP Maximum Out-of-Pocket Expense Limit (Self-only)<\/td>\n $8,300<\/td>\n $8,050<\/td>\n Up $250<\/td>\n <\/tr>\n
HDHP Maximum Out-of-Pocket Expense Limit (Family)<\/td>\n $16,600<\/td>\n $16,100<\/td>\n Up $500<\/td>\n <\/tr>\n<\/table>\n\n","protected":false},"excerpt":{"rendered":"

Each year, the IRS announces inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs). The following chart shows the HSA and HDHP limits for 2025 as compared to 2024. It also includes the catch-up contribution limit that applies to HSA-eligible individuals who are age 55 or older, which is not adjusted […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[6],"tags":[],"post_folder":[],"class_list":["post-186","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/posts\/186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/comments?post=186"}],"version-history":[{"count":0,"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/posts\/186\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/media?parent=186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/categories?post=186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/tags?post=186"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/www.insurance-life.com\/cms\/wp-json\/wp\/v2\/post_folder?post=186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}